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Frequently Asked Questions
How does OrangeCountyMortgage.com get paid?
OrangeCountyMortgage.com does not charge you, the consumer,
any fees for this quote service. Of course, you will be responsible
for paying the loan processing and closing costs and any other fees.
We are simply a broker between you and the Bank that you choose
and are paid when a loan closes.
How do you get banks to compete for my business?
We work with over 12 banks that offer literally hundreds
of mortgage products. We present your information to up to three
banks and then a broker presents these quotes to you. Different
banks have different products and requirements. Depending on your
specific situation, each bank’s products may offer varying
advantages and rates.
Who are your Lenders?
Our banks are very well respected and known in the
Orange County area. They are familiar with the region and typically
close to your home. Our Lenders are either headquartered in Orange
County or have several branches and/or staff in Orange County. Local
lenders providing you with local service.
Who is OrangeCountyMortgage.com?
OrangeCountyMortgage.com is a local online loan and
realty services exchange. OrangeCountyMortgage.com connects consumers
to local lenders who compete for your business, and local Orange
County Realtors who can help you find a home that's perfect for
you. OrangeCountyMortgage.com provides one local stop destination
for your home loan needs and finds the right loan or home that's
perfect for you.
How safe and protected will my information be?
OrangeCountyMortgage.com uses the highest security
SSL technology available on the Internet to ensure that your information
remains totally confidential and secure.
Do you have Lenders who can help if I have poor credit?
Yes. We have Lenders who specialize in helping borrowers
with perfect credit and less-than-perfect credit. We will do our
best to find you Lenders with the best rate possible.
Will you share or sell my information?
Your personal privacy and the security of personal
data are extremely important. OrangeCountyMortgage.com believes
that you should be aware of what we do with your personal information.
Our overall privacy policy is simple. OrangeCountyMortgage.com will
never sell or share any personal information about you to or with
any person or organization except to our authorized agents, or as
required by law or court order.
If I live outside Orange County, can I use OrangeCountyMortgage.com
to find a loan?
Yes, we focus on servicing local Orange County customers,
however our lenders can provide loans outside Orange County.
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